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What information must I remove from my filings and what is "redaction"?

Type: 
Creditor
Answer: 

Bankruptcy Rule 9037 provides that certain identifying information should not be included or redacted from papers filed with the bankruptcy court. Pursuant to Federal Bankruptcy Rule 9037, social security and financial account numbers should be redacted to the last four digits, the names of minors should be redacted to the minor’s initials, and the date of an individual’s birth should be redacted to the year.

Redaction may be accomplished by blacking-out or whiting-out the foregoing information from the document filed. In certain instances, parties have attempted to use a tool in Adobe Acrobat to hide information in a PDF filed with the Court; however, this information may still be visible to some court users. Thus, it is recommended that you manually redact information and scan the document before filing the document with the Court.

Failure to redact the foregoing information may result in the court ordering you to file an amended document with the information redacted. In some cases, the court has sanctioned creditors that failed to redact this information.

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