Timeline - Voluntary Chapter 7 Case

Individual Consumer Debtor

 

EVENT TIME
(after filing of petition unless stated otherwise)
RULE OR STATUTE
Petition Filed and Fee Paid --------- Fed. Rule 1006
Certificate of Credit Counseling Filed (if not filed with Petition) 14 days 11 U.S.C. § 521(b); Fed. Rule 1007(c)
Lists, Schedules, Statements and Payment Advices Filed (if not filed with Petition) 14 days 11 U.S.C. § 521(a) Fed. Rule 1007(c)
Statement of Intention Filed 30 days, or on or before date of Meeting of Creditors (whichever is earlier) 11 U.S.C. § 521(a)(2)
Statement of Intention Performed 30 days after date first set for Meeting of Creditors 11 U.S.C. § 521(a)(2)
Tax Return Provided to Case Trustee 7 days prior to date first set for Meeting of Creditors 11 U.S.C. § 521(e)
Meeting of Creditors 20 - 40 days 11 U.S.C. § 343;Fed. Rule 2003
Reaffirmation Agreements Made before the granting of discharge 11 U.S.C. § 524(c)
Financial Management Training Certificate Filed within 60 days after date first set for Meeting of Creditors Fed. Rule1007(b)(7),(c)
Reaffirmation Agreement Hearing (if Reaffirmation Agreement filed) after 60 days after date first set for meeting of creditors and prior to discharge 11 U.S.C. § 524(d); and Fed. Rule 4004
Discharge is granted normally 60 days after first date set for meeting of creditors (after expiration of period for filing objections to discharge or motions to dismiss for abuse) 11 U.S.C. § 727; Fed. Rule 4004
Bar date for filing proof of claim (creditors) 90 days after date first set for meeting of creditors or 90 days after notice of possible dividend 11 U.S.C. § 502; Fed. Rule 3002
Bar date for filing governmental proofs of claim 180 days after filing petition or 90 days after notice of possible dividend Fed. Rule 3002