11 USC § 524 now modifies debt reaffirmation guidelines to mandate specified detailed disclosures and explanations to the debtor for dischargeable debt agreements. Pursuant to IANB Standing Order No. 12 and its Exhibit #1 (As amended by Standing Order No. 20),the following form and procedural requirements apply to all Reaffirmation Agreements filed in cases commenced on or after October 17, 2005:
To ensure compliance with 11 U.S.C. § 1328 (a), the Court has revised its local Form IANB 1328 (Debtor's Certified Motion for Entry of Discharge Order and Notice of Deadline to Object), to allow the debtor to certify that he/she has completed all payments under the plan. The revisions to Form IANB 1328 (Exhibit #1 to Standing Order 07-04) are effective immediately. Form IANB 1328 is attached.
As part of the Department of Justice's efforts to combat bankruptcy fraud and abuse, and to protect the integrity of the bankruptcy system, the Executive Office of the United States Trustees has launched an Internet hotline which will allow the public to report suspected instances of bankruptcy fraud. Instructions for filing a report of suspected bankruptcy fraud are provided by the United States Trustees Program at http://www.usdoj.gov/ust/eo/fraud/index.htm.
The Executive Office of the U.S. Trustees (EOUST) has updated its Means Test Information web page. The web page assists debtors in the completion of their means test forms and can be found here. Recent updates to this page reflect the revised Internal Revenue Service's National Standards for Allowable Living Expenses and Local Standards for Transportation and Housing and Utilities Expenses. The revised standards will apply to cases filed on or after March 17, 2008.
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